​Last updated: [11-19-25]

Welcome to IMB Wealth Academy (“we,” “us,” “our”). By accessing or purchasing any program, service, digital product, or subscription from our company, you agree to the following Terms & Conditions. Please read them carefully.

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1. ACCEPTANCE OF TERMS

By using this website, purchasing our products, or accessing our mentorship and community, you confirm that you have read, understood, and agree to be legally bound by these Terms & Conditions.

If you do not agree, do not use this website or purchase our services.

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2. ELIGIBILITY

You must be:

• At least 18 years old

• Legally able to enter contracts

• The authorized owner of the payment method used

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3. SERVICES PROVIDED

IMB Wealth Academy offers:

• Mentorship programs

• Consulting sessions

• Digital products (ebooks, templates, guides, etc.)

• Monthly subscription-based online community

• Educational content

You understand that all services are for educational purposes only and are not financial, legal, or credit advice.

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4. NO GUARANTEED RESULTS

We provide tools, education, frameworks, and support.
However, we DO NOT guarantee:

• Credit score increases

• Business funding approvals

• Income growth

• Specific financial outcomes

Your results depend on your actions, discipline, and application of the strategies provided.

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5. PAYMENT TERMS

All payments must be completed at checkout.

By purchasing:

• You authorize IMB Wealth Academy to charge your selected payment method.

• You agree to pay all fees, including recurring monthly fees for subscriptions.

• You acknowledge that ALL SALES ARE FINAL.

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6. REFUND POLICY (NO REFUNDS)

Due to the digital nature of our content and immediate access granted:

ALL SALES ARE FINAL. NO REFUNDS. NO EXCHANGES. NO EXCEPTIONS.

This applies to:

• Mentorship programs

• Digital products

• Consulting calls

• Online community membership

• Promotions or bundles

Chargebacks are strictly prohibited.

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7. SUBSCRIPTIONS & RECURRING PAYMENTS

If you join our monthly community:

• You authorize recurring monthly charges

• Cancellations apply to future billing only

• No refunds will be issued for previous charges

• Access ends upon cancellation or failed payment

You must cancel before your billing date to avoid future charges.

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8. MISSED CALLS & RESCHEDULING

Consulting calls and mentorship calls must be attended on time.

• Missed calls will not be refunded or rescheduled

• Rescheduling may require 24-hour notice

• Excessive no-shows may result in removal from the program

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9. INTELLECTUAL PROPERTY

All content created by IMB Wealth Academy is our exclusive property.

You may NOT:

• Copy

• Share

• Sell

• Reproduce

• Distribute

• Claim as your own

Legal action may be taken for unauthorized use or distribution.

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10. COMMUNITY GUIDELINES

Members must interact respectfully.

You may not:

• Harass or threaten others

• Spam or pitch unsolicited services

• Share private content outside the community

We reserve the right to remove individuals for inappropriate behavior without refund.

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11. PROHIBITED CONDUCT

You may not:

• Attempt to reverse-engineer, extract, or steal course materials

• Use the website for fraudulent activity

• Upload harmful content or viruses

• Engage in chargeback fraud

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12. DISCLAIMER OF LIABILITY

IMB Wealth Academy is not liable for:

• Loss of income

• Credit score changes

• Denied funding

• Damages or losses resulting from the use of our programs

You assume full responsibility for applying the material.

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13. GOVERNING LAW

These Terms & Conditions are governed by the laws of Pennsylvania, without regard to conflict of laws principles.

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14. CHANGES TO TERMS

We may update these Terms at any time.
Continued use of our services signifies your acceptance of the updated version.

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15. CONTACT INFORMATION

For support or questions, email: Admin@imbwealthacademy.com

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